Capital One Secured Credit Card | Top Unsecured Credit Card for Bad Credit
The capital one secured credit card is issued by one of the top credit card issuers which is The Capital One Bank. There is no need for an initial deposit before you begin to use the capital one secured credit card. This article is an explanation of the features, benefits and mode of application for the card.
The features include no annual fee and there is also no introductory APR on the capital one secured credit card. Cardholders are charged 24.99% variable APR. Cash advance APR is also 24.99%. You can build credits when you use the capital one secured credit card regularly and reporting to major credit bureaus. Cardholders can enjoy 0 credit line when they make a security deposit of , , or 0 depending on their creditworthiness. When you make your monthly payments on time during your first 5 months you get access to higher credit line with no additional deposit needed. You can manage your card transactions on the go via a mobile app, phone, or 247 online. Capital one secured credit card can be used anywhere in the world.
Other features of the capital one secured credit card are fraud coverage which means if you card get lost or stolen, you have 0% fraud liability and on the other hand is personalized payment which means you enjoy the freedom of choosing your own monthly payment due date and method. Customer support for your capital one secured credit card runs 24/7 via online, phone and visiting a local branch.
The following are steps to take for applying for a capital one secured credit card: visit the official Capital one website, browse the credit cards and select the Capital one secured Master card, you may decide to check your prequalification by visiting the pre-qualification page here. In the spaces provided, input your personal and contact details accurately, click the ‘apply now’ button. Now you’ll have to wait for your application to be processed and your card dispatched. It may take between 7 to 10 business days for the card to get to your registered address. To report lost or stolen capital one secured credit card, call 1-800-955-7070. General Customer Service helpline: 1-877-383-4802.